Well, I managed to call HDB and the Lord has indeed been gracious. According to HDB, as long as I am a Singaporean, I am eligible for the lift upgrading grant. Therefore I only need to pay about $500 the most of the lift upgrading... Thank you Lord for being so gracious to be.
Next, since I have an income of above a certain amount, I am not eligible for the Single grant nor a HDB loan. That means I have to get a bank loan. Oh well... expected that... So now going to call the Banker to fill in the form and apply for the loan. I pray that the Lord will open this door for me to get a loan approved by DBS.
Please continue to keep me in pray that the Lord will speak to the owners to reduce the cash above valuation amount. If not , I am prepared to pay $5k above valuation for this flat but not worth for me to do that. House very old. But if the Lord's willing, and this is the place for me, I know that He will do what is best.
Amen!!!
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